ALADELUSI, KEHINDE B (2019) BANK CREDIT AND MICRO-ENTERPRISES PERFORMANCE. Journal of Management and Technology (JORMATECH), 5 (1). pp. 1-12.
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Abstract
The study investigated the impact of banks’ credits on the growth of micro-businesses in the country for the period 1990-2018. The study adopted a survey research design where data relating to bank credit are used. The data used for the study were collected from CBN bulletins, which covered the period earlier stated. Econometric model was specified and analyzed using Ordinary Least Square (OLS) technique to ascertain the relationship between the variables. The findings of the study revealed that interest rate, money supply and commercial bank credit had a positive significant effect on the growth of micro-businesses in the country. The study concluded that banks’ credits have a significant effect on the performance of micro-businesses in the country. Following the revelations of the study, it was recommended that there is a need for government to create an enabling environment that will make the practice of micro-businesses more efficient
| Item Type: | Article |
|---|---|
| Subjects: | H Social Sciences > H Social Sciences (General) H Social Sciences > HF Commerce H Social Sciences > HG Finance |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Miss Ayomikun Ogunbadejo |
| Date Deposited: | 23 Jun 2020 11:11 |
| Last Modified: | 23 Jun 2020 11:11 |
| URI: | http://eprints.federalpolyilaro.edu.ng/id/eprint/707 |
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